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WHAT YOU NEED TO KNOW: When you care for children for a
fee in your home or commercial daycare center, you are in business, even if you
do not need a business license. Childcare providers face exposures to liability.
To protect you and your family's assets, you need to, maintain a good safety
program, follow applicable licensing requirements and purchase insurance.
Reasonable Care
You have a legal duty to act with reasonable care while supervising children in
your custody. When a provider fails to use reasonable care and a child is
consequently injured or becomes sick, it can be said that the provider "breached
the duty of care" or "acted negligently," and that provider can be sued.
This
information was supplied by:
www.childcareinsuranceservices.com
General Liability Insurance:
Every child care facility needs General Liability
insurance. This essential coverage protects you if you are sued by someone who
claims you caused their physical injury or damaged their property.
It’s a fact of life—accidents will happen, and you might be sued. It can occur
in an instant: a parent claims your negligence caused a child’s injury, or
someone slips on your floor. In any of these circumstances, you may be held
responsible.
With Markel’s General Liability insurance, you have the advantage. If you’re
sued, Markel will provide you with top-quality legal defense. This
information was supplied by:
www.childcareinsurance.com
Welcome to
Morgan & Associates, Inc!
We offer
insurance programs for Preschools, Montessori's and Commercial Childcare
Centers. Morgan & Associates, Inc. features the Business Owner Policy (BOP). The
BOP is the Best Value in the Childcare Insurance Industry.
Click
here for a
complete listing of the states that Morgan & Associates is licensed in for
non-military policies. This information was supplied by:
www.morganinsurance.com
Thomco Program Summary
The THOMCO Child Care Choice Program consists of a comprehensive package of
insurance coverages specifically designed to address and support the coverage
issues of the childcare industry.
The program is designed to entertain both for profit and non-profit operations
providing early childhood education such as Corporate Child Care Centers, School
Age Child Care, Nursery Schools and Parent Cooperatives.
Child Care Choice is a multi line program available nationally through a company
rated A- by A.M. Best. It is also endorsed by various state associations. This
information was supplied by:
www3.thomcoins.com
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